FINANCIAL PLANNING

‘Wealth, how to get it and keep it’

Most people invest in property to create wealth and provide security but forget that any thing worth creating is worth protecting.

We insure our cars which are a depreciating asset but forget to insure ourselves and our earning capability. Insuring our selves will in fact ensure that we can pay the mortgage no matter how your personal and professional circumstances may change.

Remember, financial advice is only available from qualified financial advisers who are legally accountable for the advice provided. A financial plan is a legal document that is based on your personal circumstances and is confidential and should be reviewed regularly.

Here are some questions that may help you to see if you need to see a financial planner and if you answer 'no' to any of these questions, please feel free to contact us today to arrange a complementary consultation with a financial adviser:

1.. Do you have adequate income protection in case you cannot pay your mortgage (What happens if you were not able to work for 6 month)?

2.. Do you have enough total and permanent disability protection to maintain the same lifestyle for you and your family?

3.. How much do you need to live per week and not risk loosing you investments as well as your kids' education funds?

4.. Are you sure that you will support your preferred lifestyle in retirement? And retirement is 20 to 35 years...

5.. Do you have a financial plan right now and if 'yes' when was the last time it was reviewed?

6.. Will you be investing in more property?

7.. Do you know exactly how much money you have in your superannuation?

a.. Do you know where are those funds invested?
b.. Do you know what percentage return you have received in the past 3 years?
c.. You work for this money, is this money working for you now?

The online debt consolidation program will assist you to make your monthly payments simpler. It will offer the most suitable debt solution for you after analyzing your financial status. The program will bring all your unsecured debts at one place. Moreover, it will release you from the hassles of dealing with creditors and collection agencies.